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Ricardo Cobos 
I know what it takes to be a successful lender because I have been lending money to consumers since I began my career in 1991 servicing credit cards for a company called Exxon. I have never sold cars, siding or pursued a non-lending vocation.
Since the start of my career, dedication to exceed your expectations and guarantee your satisfaction has made me the success I am today. From start to finish in the loan process, I provide no less than exceptional service my most prized possessions - my borrowing and referring partners.
Competition is Fierce
I understand the loan business to be a fiercely competitive market. But I also believe that there is more to home financing than simply securing the lowest interest rate. That's why I ask a lot of questions and take the time to listen to your answers concerning your overall financial picture. I want to offer you the best option to achieve your financial goals, whether it's buying your first home, consolidating debt, or preparing for retirement.
Your Trusted Advisor
Funding your loan is just the beginning of our relationship with you. I want you as a lifetime customer, not just a one-time deal. I will continue to monitor interest rates and let you know when opportunities arise to improve your current situation. I will also stay in touch and continue to educate you so that I can be your ultimate resource for mortgage financing information - your Trusted Advisor - today, tomorrow, and beyond!
I believe that everyone deserves to own a home. I can help you get there.
Ricardo Cobos
Phone: (919) 559-3384
Fax: (919) 882-9229
ricardo@carytownemortgage.com

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